Debt counseling | debtor consultancy

The reasons for over-indebtedness are manifold and at least as many unpleasant side effects and consequences. Claims advice and insolvency advice Heide; Debt counseling and insolvency advice; Pinneberg district. Debt counseling aims to help over-indebted individuals and families out of their plight and to offer new or further debt counseling.

Debt counseling in Sigmaringen | District office Sigmaringen

Debt counseling in Sigmaringen | District office Sigmaringen

The district of Signmaringen offers citizens a free debt and estate advice. This happens in the district office Signmaringen in the area social welfare. Debt can emerge quickly. Overdrafts, credit cards, installment payments or overbooking are seductive and make it easier to get into the debt trap. Borrowing can be useful as long as income is sufficient to reduce debt.

However, this can change rapidly, for example in the case of family growth, accidents or illnesses, separations or divorces, loss of income, eg through unemployment benefits or retirement, general cost increases and much more. You want support in income and expenditure planning. From us you will learn more about your rights as a debtor, about the lien protection and about the claims for benefits under the SGB.

We are also happy to assist you with your budget and financial planning. One of our main responsibilities is the accompaniment of debt repayment. This can take the form of talks and negotiations with lenders, agreements on compensation payments or the opening of bankruptcy proceedings. Together with you we look for ways out of your debt situation.

Appointments only by phone!

Appointments only by phone!

Who can I contact at the debt counseling service? Debt counseling is in principle open to all citizens who are concerned with the question of the debt or surplus. Experience has shown that the best results are achieved when the aid is used at an early stage. Which possibilities of debt counseling are there? Through a multi-level out of court and legal action, it is possible to be exempted from your claims.

debt advice

debt advice

Every Monday morning between 11am and 4pm, Dr. Ing. Consult Andreas Flhr here. The assistance ranges from the clarification of the budgetary sum situation, execution defense, budget planning tips, defense of unjustified claims, discharge of debt relief, negotiation with creditors, installment payments, partial release arrangements and settlements up to the out-of-court settlement attempt and the consumer insolvency. Local and fast available helpful offer that points out ways out of the debt trap is in this collaboration.

With the free debt counseling of the community Zwiebrücken people in economically strained life situations help for self-preservation should be offered. This includes, above all, the insolvency advice of consumers, but also the classic debt counseling.